♦ Gold Plan – In addition to Base Plan Coverages
⇒ Personal Accident Benefit
⇒ Critical Illness Benefit
⇒ Air Ambulance
⇒ Auto TOP-UP
♦ Platinum Plan– In addition to Gold Plan Coverages
⇒ Infertility Treatment
⇒ Maternity Coverage
⇒ Vaccination Charges
⇒ Pre-Term / Premature Birth
⇒ Birth Right Benefit
Special Features under all the Plans
⇒ Pre-Hospitalisation of 60 days
⇒ Post-Hospitalisation of 90 days
⇒ Waiting Period of Pre -existing disease – 24 months
⇒ Waiting period for specific ailments – 12 months
⇒ Zone wise premium
⇒ Expense incurred for Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy system of medicines are covered 100% of Sum insured.
⇒ Coverage for modern treatments
Discounts:
⇒ Discount up to 10% on healthy parameters of BMI, blood sugar level and Blood pressure readings etc.
⇒ Loyalty discount of 2.5% for active retail policy holders of New India
⇒ Digital discount of 10% for Fresh and Renewals
⇒ Floater discount up to 15%
 Loadings: Up to 7.5% based on health parameters of diabetes, hypertension and BMI
Optional Cover is available for Enhanced Maternity Limit.
Instalment Facility is available – Monthly, Quarterly and Half Yearly.
Life Long Renewals
80 D tax benefit