Perils Covered:

 Fire
 Lightning
 Explosion / Implosion
 Aircraft damage
 Riot, Strike, Malicious damage (hereinafter called RSMD Perils)
 Storm, Tempest, Flood, Inundation, Hurricane, Cyclone, Typhoon and
Tornado.
 Impact by any Rail/ Road vehicle or animal
 Subsidence / Landslide including rockslide.
 Bursting and / or overflowing of water tanks, apparatus.
 Leakage form Automatic Sprinkler Installation.
 Missile Testing Operation.
 Pollution or contamination resulting from any of the above perils
 Any insured peril resulting from pollution and contamination.
 Bush Fire
 Earthquake (Fire and shock damage) is a common add-on taken under fire
policy.
 Terrorism is also a common add-on cover taken under fire insurance policy.