Lalwani Insurance And Investment Consultants
INSURE & BE SECURE
NEW INDIA TOP-UP POLICY
Policy Insure Health Insurance Protecting You And Your Family Against, Coronavirus With a Hospitalisation Cover.
New India TOP-UP Mediclaim policy covers hospitalization expenses once it crosses the threshold limit. The threshold limit can be met by a health insurance Policy or by self-funding also. However, it is not mandatory to have a base policy to buy a Top-Up Mediclaim Policy.
The policy can be issued on Individual or Floater Sum Insured basis covering up to 6 members of the family with Age of Entry: Proposer: 18 to 65 years and for Other members: 3 months to 65 years.
For a threshold of 5 Lakhs, Sum Insured of 5,10 & 15 Lakhs and for a threshold of 8 Lakhs, Sum Insured available are 7,12,17 & 22 Lakhs.
Highlights of the Policy:
♦ Room rent charges, maximum of INR 5,000/- and INR 8,000/- for threshold of 5 & 8 Lakhs respectively.
♦ ICU charges, maximum of INR 10,000/- and INR 16,000/- for threshold of 5 & 8 Lakhs respectively.
♦ Get well benefit of INR 5,000/- and INR 8,000/- for threshold of 5 & 8 Lakhs respectively.
♦ Cataract for each eye is up to INR 50,000/-
♦ Hospital cash of INR 500/- and INR 800/- for threshold of 5 & 8 Lakhs respectively maximum for 10 days.
♦ Expense incurred for Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy system of medicines are covered 100% of Sum insured.
♦ Pre Existing Diseases waiting period is 48 Months and for specified diseases waiting period is 24 months.
♦ Ambulance charges of up to INR 5,000/- and INR 8,000/- for threshold of 5 & 8 Lakhs respectively.